Elite Home Warranty simplifies the home ownership experience by providing the most comprehensive coverage for appliances and systems.

Best Home Warranties


A New Kind of Company — Elite Home Warranty Offers Coverage in 43 States and Growing


Kind. Genuine. Honest. These are lost virtues, especially in the cutthroat world of real estate transactions. But consumer demand is shifting, and some companies are rising to meet the need. One of those companies is Elite Home Warranty. Launched in 2020, Elite Home Warranty has seen rapid expansion and homeowners who relish the opportunity to do business with a company who cares.


Elite Home Warranty Founding and Mission


The company was founded by home warranty industry professionals. This group of experts had labored arduously in the home warranty field for more than a decade, and finally decided it was time to make a major change. The unfortunate truth is that many home warranty companies exist to collect premiums, but lack the infrastructure or integrity to follow through on promises, or go above and beyond for the sake of homeowners in need. And people who file a claim with a home warranty company truly are in need.Home warranty contracts are meant to cover major home systems and appliances, providing a layer of protection so homeowners aren’t fully on the hook for the steep costs of repairs or replacements. That’s the idea, anyway. The reality is that many home warranty companies use legalese, workarounds and loopholes to avoid paying what a homeowner should get, and homeowners are left with little recourse. You need look no further than prominent legal cases to see the truth of this, and the founders of Elite Home Warranty decided to create a new path.The mission behind Elite Home Warranty is to carve a new future for home warranties, giving homeowners what they deserve, and offering even more than peace of mind. They achieve this lofty goal in a few identifiable ways.


How Elite Home Warranty Serves Homeowners


First, Elite Home Warranty offers the most advanced customization options in the business. Most companies have a standard set of options for covering appliances, systems or both. For many people, though, a home will include a wide range of systems and appliances. If these items are newer, they may still be under manufacturer warranty and not require coverage. There are also a lot of potential items that may need coverage, and EHW understands that each home (and homeowner) is unique. This prompted the founding team to create scalable models, enabling homeowners to truly pick their plans, starting with as little as one item. Customization at this level has proven to be an appealing option for homeowners, who then have a premium they can afford and the coverage that they need. 

Second, EHW also realizes that homes are getting smarter, which means that consumers have a lot more electronics than they used to. Electronics coverage is a rarity in the world of home warranties, but the team at Elite was committed to providing it. This kind of courage is also customizable, allowing homeowners to select the type and quantity of electronic items they need covered in their plan.

Third, home warranties are notorious for exclusions: even ones you had to read the fine print to find about it. Elite is doing away with all of that, realizing that homeowners need full transparency into what can and cannot be covered. Leading with this authenticity is a risk, especially since companies that fudge the data may score more contracts to start with. However, the team at Elite is willing to exchange a quick win for long-term reliability. They are building a reputation of trust, providing the most extensive coverage possible, with as few exclusions as possible, and building plans that put the homeowner first.

Fourth, Elite Home Warranty is seeking to offer better coverage at lower rates. This isn’t to beat out the competition, but in recognition of the fact that homeowners have all types of budgets and all types of needs. As younger people buy homes, they rely on quality, comprehensive home warranty coverage to cover them when they don’t have the cash to take care of breakdowns in the home. For people of any age, buying a home is the biggest investment they’ll ever make. Elite seeks to give as many options as possible, offering plans of all prices that ensure affordability, efficiency and elite customer service. Read the home warranty guide to learn more.


Are Supply Chain Issues Impacting Home Repairs?


We all hear about supply chain bottlenecks (and total halts) on the news. When it comes to owning your own home, it is important to understand the broader dynamics that could impact your chance of getting timely repairs.


Supply Chains Slowing Down: Construction and Renovations


First, there is no doubt that labor and material shortages are slowing down new construction homes and renovations. Whether you are building your first home or restoring your old dream home, this will likely impact you. The problem is more severe in some parts of the country, and for some types of materials. While things like lumber have begun to normalize in cost after record-breaking spikes, there may still be a lack of workers to do the job, which brings us to our next point.


Labor Shortages for Home Services


Plumbers, electricians, HVAC techs, appliance repair workers: these are all important people if you are looking at a leaky pipe, shorting fuse, freezing house, you get the idea. They’re the team on deck, but what happens if they’re not available when you call? This is actually a vital reason many people have turned to home warranties. Companies like ours have elite teams and a broad network of service providers. Even though there may be some delays, we have a direct line to these local businesses, and may be able to get you service faster, or get emergency services if needed. Contact us to learn more about home warranty plans.


Supply Chain Issues Push Costs Higher


Supply and demand is a fundamental economic concept, and one that definitely connects supply chain issues to your budget as a homeowner. If you are doing home remodeling, it’s likely that your costs have gone up, and may stay up. Some contractors will honor contracts that locked you into a price, but without that assurance, you may be left paying far more than you had realized to lift old stairs, get a new bathroom, or upgrade an area of your home.


Similarly, supply and demand as it relates both to materials cost and labor shortages could cause home repair costs to rise. Trades are in high demand, which means they have less time to make the rounds or respond to unscheduled repair calls. This can drive the price up, simply because of scarcity and need. While it may not seem fair, it is likely to stay this way for a while, and the elevated prices may stay that way long-term.


We know we sound like a broken record, but this is in fact another huge motivator for home warranties. For instance, with Elite, you get to choose your service fee, and we cover many of the costs associated with home repairs (as long as they’re in your plan, of course). It may be worth browsing our plans and doing some cost comparisons, just to see what you’d pay with us versus what you’d pay out of pocket.


Are Supply Chain Shortages a 2022 Problem?


Let’s say it together: will this pandemic just end already?

Unfortunately, no one can predict the future. It could be that the pandemic continues to impact manufacturing worldwide, which has the net impact of affecting trades and home services. If it does, a home warranty is a sure way to stay covered, whatever the external dynamics in the market.


At Elite, we’re here to provide you with just that: elite care, in every season.



How To Get Cheap Mobile Home Insurance

Though mobile home insurance is similar to homeowners insurance, there are some differences you should to be aware of when shopping for insurance quotes. Here's what mobile home insurance covers, plus information on how to get a cheap mobile home insurance policy.

Mobile Home Insurance

Mobile home insurance covers the following:

1. Your Mobile Home

Mobile home insurance protects your mobile home and other structures you own that are not attached to it. It pays to replace or repair your mobile home after it's been damaged by fire, storms, vandalism, lightning, explosions, plumbing leaks, or other incidents named in your policy.

There are two types of coverage - replacement cost coverage and actual cash value coverage. Replacement cost coverage pays to replace your mobile home after it's destroyed. Actual cash value coverage also pays to replace your home after it's destroyed, but only for it's depreciated value.

Standard policies do not cover your mobile home while it's being transported, but you can purchase trip collision coverage if you expect to move it.

2. Your Personal Property

Mobile home insurance protects your personal property - clothing, furniture, appliances, electronics, tools, sporting equipment, etc. It pays to replace them after they've been damaged by the above named perils

3. Your Assets

Mobile home insurance protects your assets. It pays for another person's medical expenses when you or your family unintentionally hurt them, and property damage expenses when you or your family damage their property. It also pays your court costs and legal fees.

Cheap Mobile Home Insurance

In order to get the best price on mobile home insurance you need to get quotes from a number of different insurance companies. The easiest way to do this is to go to an insurance site where you can get quotes from multiple companies. All you do is fill out one simple questionnaire and wait for your quotes.

The better online insurance comparison sites only work with A-rated companies, so you don't have to worry about not getting paid for a claim. The best of these sites offer money-saving articles and feature an online chat service so you can get answers to your questions from insurance experts (see link below.)

Health Insurance For Expatriates

More expats move abroad with the idea to begin a new life or just for work. An expatriate is really a type of person briefly or permanently surviving in a land as well as that of the persons legal residence or upbringing. When you're working and living abroad, it's extraordinarily necessary that you've gone and brought the right steps to ensure your personal as well as your family's wellness and health. Global Medical health insurance can help you cover even if you're overseas or maybe you simply plan to remain in a short period of time. Regardless if you are throughout your home country or otherwise, the result to be ill could be financially annoying particularly if you not have the right medical care insurance. Global medical health insurance offers many different plans which have good choice of choice of benefits that allows you to definitely match your budget and wants. Immigrants associated with a nationality can gain advantage out of this type of Medicare cover and top class type of service. Insurer's brokers selling for insurance within US have to be licensed to sell various insurance products. Fees are the specific sum of money charged through the companies towards the people who have to be insured. A renters insurance policy is acquired somewhat. It may be monthly, semi-annual, and quarterly or pay it totally.

Ensuring quality medical insurance coverage lists one of the most important from the immigrants. Ideally, global medical health insurance ought to be arranged first before expatriates leave their country. Global medical health insurance is much more complicated compared to other kind of insurance. This really is generally because of the wide selection of circumstances that should be considered. Another insurance firms supply an Best Medical health insurance plan that covers your wishes. These policies cover the price because of illness or accident. The things covered include ambulatory cost, hospitalizing, funeral costs, yearly check-up and eye test. The rates are particularly reasonable especially when compared to USA. Top 10 insurance Companies provide global coverage of health but when you're a foreign and never conversant using the provider then its sensible to consider their insurance programs. Make an effort to spend time on reading testimonials concerning the insurance agencies as well as their policies.

If you are a expatriate then plan let's focus on the uncertainty of damage or sickness with medical health insurance plan that will enable you to definitely pay the best treatment available wherever you're in the planet . If you are a expat that's leaving the nation for work relation, it's sensible to check on first with someone at the company to determine what type of medical insurance the organization provides for expats. If you are planning from the country on the short time, beginning with couple of days up to and including couple of years, you will get some type of health care insurance. This medical care insurance covers hospital therapy for emergencies in almost any country of the world. Aside from that, additionally, it includes emergency air ambulance, passport replacement and much more.

Getting Covered All Over The World With World Nomads And Travelguard Insurance

When you are looking for travel insurance, you have more than one choice. There are many companies that offer travel insurance that includes insurance for the trip that you are taking in case of a hurricane or other type of disaster, insurance for lost bags, insurance for flight delays and insurance for illness when you are away. Two companies that offer packages on travel insurance include World Nomads and TravelGuard insurance.

Travel Insurance: Should you or Shouldn?t you?

If you travel, you should consider getting travel insurance for your trip. The type of travel insurance that you get will depend on the type of travel you plan on doing. Obviously, if you plan on only traveling a short distance by car, you will not get travel insurance. If you are planning a world cruise, however, you are foolish not to get travel insurance.

When you are planning your next trip, consider getting travel insurance. If something does go wrong on the trip, you can then recoup some of the money that you lost because of the mishap. The more expensive the travel plans are, the more you need travel insurance. This is especially true if you are planning on traveling out of the country and want to be sure that you are covered medically.

World Nomads v/s TravelGuard Insurance

The type of package that you choose will determine the type of coverage that you get for your insurance. Many people who choose TravelGuard insurance, which is one of the top names in the travel insurance business, will choose a package that covers everything from lost bags to a missed flight connection.

Both, World Nomads and TravelGuard Insurance offer packages that will cover just about anything when you are traveling domestically or out of the country.

World Nomads is a relatively new travel insurance company that operates online. You can get a quote for World Nomads insurance right online and buy your policy. It is a travel insurance policy that is geared towards those going on cruises, although it covers accidents, lost luggage and illness as well. You have more than one option to choose from when you pick travel insurance with World Nomads. You will find that the rate for World Nomads is comparable to TravelGuard insurance.

TravelGuard insurance has been around for a while and is one of the top names in the travel insurance business. As well as being offered to individuals who are planning their own trips, TravelGuard is also offered as a bonus for those who book their trips with travel agents. Many travel agents will recommend TravelGuard as the insurance carrier for someone going on a trip.

Both TravelGuard and World Nomads offer package deals that cover mishaps that can occur when you are traveling. World Nomads is a better package to get if you are going on a cruise as they have special cruise packages that are geared towards mishaps that can take place aboard a cruise, including illness. TravelGuard insurance is a more generalized form of travel insurance. The premiums for both of these types of insurance are comparable, although you tend to get slightly more coverage by way of baggage value when it comes to World Nomads.

Compare Liability Insurance Deals

Liability insurance cover is usually ascociated with employers and organisations IN many countries it a compulsary legal requirement that a business is coververed with a liability insurance policy. The cover is a safeguard against costs and claims incurred by an employer for injuries and damages to an employee during work time and or a social gathering.
Companies operating in most countries are legally obliged to take out liability cover as a compulsory form of insurance. The more common form of cover applies to drivers of vehicles and employed by a company. The premise behind public liability insurance is for an employer to be insured against the risks of an employee being injured whilst in the work place the same applies to an employee using a company owned vehicle. Many policies now cover against contingency fee litigation. Policies fall into three main categories:

1. Public Liability Insurance
Insures against the costs incurred by the company should a person or persons sustain injury or harm whilst on the company premises a common example of this form of cover is large shopping malls and theatres, cinemas ext.

2. Product Liability Insurance
Insures against the costs that may incurred by a manufacturer should their product cause injury and in the subsequent inquiry be found to not be safe
As you can imagine claims can be substantial.

3. Employers Liability Insurance
Covers the risks and costs should an employee of a company be injured whilst working for or on the company premises. Again these sorts of claims can be substantial. And cover is generally advised where it is not compulsory.
If your now ion the process of looking for suitable Liability cover for your company. It is worth noting that large savings can be made through online deals this has further been helped by a growth in the number of online insurance comparison sites where specialist information and price comparisons can be found all in one recourse. It's also worth noting that insurers often offer the extra incentive of discounts on policies bought online. If your in need of new cover for your company then why not visit now.